![]() ![]() For more information about Medicare including a complete listing of plans available in your service area, please contact the Medicare program at 1-800-MEDICARE (TTY users should call 1-87) or visit Medicare has neither reviewed nor endorsed this information. Each Blue Cross Blue Shield company is responsible for the information that it provides. To find out about premiums and terms for these and other insurance options, how to apply for coverage, and for much more information, contact your local Blue Cross Blue Shield company. Enrollment in these plans depends on the plan’s contract renewal with Medicare. if you will soon be new to Medicare, this is where you start your journey.Medicare Expla. Medicare Advantage and Prescription Drug Plans are offered by a Medicare Advantage organization and/or Part D plan sponsor with a Medicare contract. This video is made for anyone turning 65 within the next two years. Plans are insured and offered through separate Blue Cross and Blue Shield companies. Viewing this Medicare overview does not require you to enroll in any Blue Cross Blue Shield plans. Medicare overview information on this website was developed by the Blue Cross and Blue Shield Association to help consumers understand certain aspects about Medicare. No deductibles, copays or coinsurance are required for Medicare-covered preventive care services, such as annual wellness visits and mammograms for women. You pay 20 percent for some medical services, such as doctor services, outpatient therapy and durable medical equipment. A 65 year-old Canadian who worked for at least 10 years in the US can therefore enroll in free Part A Medicare. You must first meet an insurance deductible before Part B helps with your medical costs.Ī copayment or cost sharing may apply to specific services, such as those received in an outpatient hospital setting. Here are the basics: Part A hospital stays. It is separate from the health insurance premiums you will pay if you choose Medigap, Medicare Advantage (Part C) or Prescription Drug Coverage (Part D). Medicare, the government-sponsored health insurance program for people age 65 and older (and those with certain disabilities), can be a bit confusing to navigate. This premium is commonly paid through Social Security withholdings. Medicare Part B has a monthly insurance premium that is based on when you enroll and your annual household income. There are the four general parts of Medicare: A, B, C, and D. Medicare Part B covers doctor visits, durable medical equipment, speech therapy, occupational therapy, physical therapy, and other outpatient services. Figuring out how Medicare works feels a little like learning the alphabet for the first time. ![]()
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